The BB&T Bank stands for Branch Banking and Trust Bank and is under the ownership of the BB&T Company. The BB&T Bank was founded back in 1872 and the headquarters of the bank is situated in Winston-Salem, North Carolina, United States of America.
The bank has over 2,000 branches across the state of Washington, D.C, and 15 other states across the US. The BB&T Bank offers various financial services like commercial and consumer banking, asset management, securities brokerage, insurance services/products, and mortgage.
Regarding assets owned, the BB&T Bank is the 16th largest bank in the US. The BB&T Insurance Services company, which is a subsidiary of the bank is ranked among the top global insurance brokers.
BB&T Bank Credit Cards
The BB&T Bank offers various credit card options. If you are interested in knowing more about the credit cards offered by the BB&T Bank, below we have listed some of the prevalent BB&T Bank credit cards.
But what makes the BB&T Bank credit cards different from credit cards provided by other banks in the United States?
Below are some features that BB&T Bank credit cards offer to their customers:
- Low- interest rate: The BB&T Bank credit cards come with a comparatively lower interest rate which makes the credit cards offered by BB&T Bank best for people who are thinking to transfer their existing credit balances with a higher interest rate to a different credit card with lower interest. Moreover, the BB&T Bank credit cards are also best for people who want to carry the balance from one month to another.
- Zero Liability Protection: In case your BB&T Bank credit card gets stolen or lost and if a fraudulent purchase is made using the credit card, you have zero liability for the transactions done.
- Additional Services: BB&T Bank credit cards offer customers additional services including auto rental collision damage waiver, travel assistance, and emergency assistance services.
- No Annual Fee: The BB&T Bank credit cards come with no annual fee.
- Introductory APR Offer: Introductory period APR offer wherein 0 percent APR will be charged on balance transfers and purchases for a limited period that starts from when you issue the credit card.
Now that you know about the features of the BB&T Bank credit cards, below are some of the favorite credit cards offered by the BB&T Bank.
- BB&T Bright Credit Card:
Credit card with the lowest interest rate. Best for every day use and also best for those who are considering to carry their high-interest balance. Also an excellent option for those who are interested in carrying the previous monthly balance to the next month.
No annual fee and the introductory APR offer is for 15 months and after that, a variable APR between 12.99 percent and 21.99 percent will be charged.
- BB&T Spectrum Cash Rewards Credit Card:
3 percent cash back on transactions at gas stations, 2 percent cash back on grocery and utility purchases and for all other eligible purchases, 1 percent cashback will be provided.
10 percent bonus cash will be rewarded when you redeem your existing rewards to your BB&T savings or checking account.
No annual fee and 12 months introductory APR offer. Post the offer, an APR of Prime + 9.99 percent to Prime +18.99 percent will be charged.
- BB&T Spectrum Travel Rewards Credit Card:
2x miles points will be rewarded for purchases done for hotels, car rentals, and airline tickets. For all other eligible purchases, 1x miles points will be rewarded. If you spend $2000 within the first 90 days of receiving the card, 20,000 miles points will be rewarded as a bonus which is worth $200.
No annual fee is charged for the first year and later, $89 will be charged annually. APR is variable and will be between Prime + 9.99 percent to Prime + 18.99 percent.
Check —> SunTrust Routing Number
BB&T Bank Routing Number
The BB&T Bank routing number is a unique number that is assigned to the BB&T Bank and is 9-digits long. Every bank in the United States will have a bank routing number which will be used for completing transactions and people should use the routing number of the respective bank while performing transactions especially for ACH and wire transfers.
If you are in need of the BB&T Bank routing number and is unable to find it, then we have listed a few methods below which you can follow to find the BB&T Bank routing number easily.
Solution 1: From a Check Paper
If you are an existing BB&T Bank customer and if you have a checkbook that belongs to your BB&T Bank account, then it is effortless to find the BB&T Bank routing number from a check paper in the checkbook.
Just open a check paper and you will be able to see 3 different sets of numbers printed in the bottom of the check paper. The first set which is 9-digits in length will be the BB&T Bank routing number. The bank routing number will be followed by the account number of your BB&T Bank account and the identification number of the check.
Solution 2: By logging into your BB&T Bank Online Account
If you have activated online banking for your BB&T Bank account, then you can find the BB&T Bank routing number from your online account as well.
First of all, visit the official BB&T Bank online banking website and log in to your BB&T Bank online banking account by entering your credentials. Now, navigate to the “My Account” section and within this section, both your bank account number and the bank routing number will be displayed.
Solution 3: Contact a BB&T Bank Customer Service Representative
You can also find the BB&T Bank routing number by calling the BB&T Bank customer service. You have to dial 1-800-226-5228 to reach the BB&T Bank customer service desk and if you follow the commands given on call, then you can talk to a real customer service representative of the BB&T Bank and ask them to provide you with the BB&T Bank routing number.
|District of Columbia (DC)||0540-0154-7|
|New Jersey (NJ)||0312-0471-0|
|North Carolina (NC)||0531-0112-1|
|South Carolina (SC)||0532-0160-7|
|West Virginia (WV)||0515-0339-4|
We hope that the above article on BB&T Bank, BB&T Bank credit cards, and BB&T Bank routing number helpful and informative to you.
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