The SunTrust Banks Bank is a subsidiary of the SunTrust Banks holding company. The SunTrust Banks holding company is based out of the United States of America and its largest subsidiary is the SunTrust Banks Bank.
The headquarters of the SunTrust Banks Bank is located in Atlanta and the bank has assets worth over $190 billion as per reports released in March 2018. The bank has over 1,000 branches and more than 2,000 ATMs spread across Washington D.C, and other 11 states.
The primary services offered by the SunTrust Banks Bank are credit cards, investment, lending, trust, and deposits. The other subsidiaries of the SunTrust Banks company also offer wealth management and mortgage services.
SunTrust Banks Bank Routing Number
If you are a customer of the SunTrust Banks Bank, then you will need to know the SunTrust Banks Bank routing number to perform transactions involving the bank, especially wire transfer and ACH transactions.
Most of the people, even existing customers of the SunTrust Banks Bank are unaware of the SunTrust Banks Bank routing number. If you are also in search of the SunTrust Banks Bank Routing Number, then below are some ways you can find it.
Call the SunTrust Banks Bank Customer Service:
Calling the SunTrust Banks Bank customer service is the best way to find the SunTrust Banks Bank routing number. As the bank may have different routing numbers for different locations or different transaction types, calling the customer service will help you in getting hold of the correct bank routing number of SunTrust Banks Bank for your type of transaction.
Use a Check Paper to find the Routing Number:
If you have a checkbook that is issued under your SunTrust Banks Bank account, then you can find the routing number from a check paper in the checkbook.
Take a check paper and you will be able to find three sets of numbers printed at the bottom of the check paper. The first set of numbers, which is 9-digits in length, if the routing number of the SunTrust Banks Bank. The other two sets of numbers that are printed to the right of the bank routing number are your SunTrust Banks Bank account number and the check identification number respectively.
SunTrust Banks Mortgage
The SunTrust Banks company offers mortgage services and no matter whether you are investing in your current home or purchasing your first home, the SunTrust Banks Mortgage options can help you out.
Below are the different mortgage options offered by SunTrust Banks Mortgage.
Fixed-Rate mortgage is easily available and the monthly payments are predetermined. The loan interest rate will never increase or decrease for the lifetime of your loan payment.
An Adjustable-Rate mortgage is also known as an ARM in short. This type of mortgage offers an interest rate that is lower compared to fixed-rate mortgage for the initial few years of the mortgage period. Which means, the person availing the mortgage can have more cash in hand for the first few years.
- Jumbo Financing:
The Jumbo Financing type of mortgage can allow customers to avail a large amount as a loan with a very competitive rate of interest. The seller can also contribute a maximum of 6 percent to the amount and even if you choose to prepay and close your Jumbo loan before the term ends, you will not face any penalty.
SunTrust Banks Bank Credit Card
The SunTrust Banks Bank is one of the most famous credit card providers in the United States of America. Below are the favorite credit cards offered by the SunTrust Banks Bank.
- SunTrust Banks Bank Cash Rewards Credit Card:
The SunTrust Banks Bank Cash Rewards credit card offers 5 percent cash back on eligible purchases for the first 12 months. The cash back can be availed up to the first $6000 that is spent using the credit card.
Apart from that, an unlimited 2 percent cash back will be rewarded for purchases done at grocery stores and gas stations and an unlimited 1 percent cash back will be provided for all other eligible purchases.
There is no annual fee or foreign transaction fee associated with the credit card at all and 0 percent APR will be charged for the first 15 months. After the initial period, a variable APR between 12.99 percent and 22.99 percent will be charged.
- SunTrust Banks Bank Travel Rewards Credit Card:
The SunTrust Banks Bank Travel Rewards Credit Card will offer customers with $250 as statement credits if they manage to spend $3,000 on eligible purchases within the initial 3 months of opening the credit account.
Unlimited 3 percent cash back will be offered on eligible travel purchases, 2 percent cash back on eligible dining purchases, and 1 percent cash back on all other eligible purchases.
A maximum of $100 will be offered as statement credits in every 5 years. No foreign transaction fee is associated with the card and even though no annual fee is charged for the first year, after that $89 will be charged every year.
- SunTrust Banks Bank Prime Rewards Credit Card:
The SunTrust Banks Bank Prime Rewards credit card also comes with no annual fee and no foreign fee. There is an introductory APR offer for 3 years wherein only the prime rate will be charged. After that, an APR between 12.99 percent and 22.99 percent will be charged.
No balance fee has to be paid if you transfer the balances to this credit card within the initial 60 days of opening the account and you will also receive 1 percent unlimited cash back on eligible purchases along with $100 as statement credits if you manage to spend $500 on eligible purchases within the initial 3 months of opening the credit account.
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We hope that you found this article on SunTrust Banks Bank, SunTrust Banks Mortgage, SunTrust Banks Bank Credit Cards, and SunTrust Banks Bank Routing Number helpful.